Selling 4.0 flat Vracar Belgrade huge terrace glass winter house renovated furnished tenanted property

Large 3 bedroom apartment on 80m2, VPR/4, 71m2 terrace, with 2 full bathrooms (master bedroom en suite), central heating radiators, two inverter air conditioners, garage and ample zone ticket street parking. Equipment, appliances, furniture are new, some still on manufacturers guarantee.

https://www.youtube.com/watch?v=MTchK6lyAjk

https://www.youtube.com/channel/UCWpgOcMZNbZWZ_JYODjOefA

The modern building from 2012 with underground parking, adjusted for oversized cars. Can serve as a business space, co-working office. The apartment is located on the high ground floor, on top of garages on the ground floor, with view of neighbouring gardens and yard trees. All rooms oriented on North, with Sun shining mornings and evenings. Each room has exit through glass double size doors to the terrace. Two air conditioning inverter units with heater. Bright, freshly white painted, fully furnished and fully equipped. By the owner. Infostan 12000 dinars. Yearly property tax is 35000 dinars Apartment is 280 cm high and consists of: - kitchen 7 m2 half-enclosed, fully equipped with 320 litres fridge-freezer - 3 bedrooms with build-in full wall wardrobes, double beds. - 2 bathrooms with walk in shower cabin and bath tube, with 8 kg washing and drying machines. - living room 15 m2 with dining table for up to 6, - large terrace of 70 m² converted to glass winter house, with stationary powerful gas barbecue grill as an alternative kitchen, with gas fireplace for all year round habitation. Metal entrance door with 2 high security digital locks, intercom. Security cameras at house entrance, corridors. Any kind of pets are allowed, ample space for all creatures. The building is of high construction quality. The outer insulation by mineral wool. It's cool summertime and warm wintertime. Small shopping centre, post office, banks, bakery, Maxi, green market, service shops, cafes, pubs, bars, oriental eateries, restaurants, fitness centres, medical clinics, public, private and international kindergartens, schools are within walking distance. Friendly and peaceful neighbours. Payment in cryptocurrencies is welcome. Viewing possible by video call on whatsapp, viber, telegram. Contakt: Gosa 00381654635963, flat.sale.vracar@gmail.com Thank you for your kind attention.

Jan, Vlasnik

Finding housing in big cities – challenges and

opportunities

Finding the ideal home in Belgrade Serbia is one of the most important life decisions that will affect your quality of life for many years to come. Vracar Hram Save Krst, Kalenic Pijaca Trg, Dorcol Stari Grad, Savski Venac each offer their own specific advantages and challenges that must be carefully considered before making a final decision. The current real estate market is characterised by high competition among those interested in quality housing, rapid changes in the offer and significant price differences between individual locations. At the same time, however, the digitalisation of the market open up new possibilities for effective search and direct communication with property owners without unnecessary commissions.

Successfully finding housing requires a systematic approach, clear definition of priorities and thorough knowledge of the local market. Whether you are looking for an apartment to rent as a young professional, a family home for a growing family or an investment property, the key to success is a combination of careful preparation, flexibility and the use of the right tools. Modern technologies enable virtual tours, detailed location analyses and direct communication with owners, which significantly simplifies and speeds up the entire search process.

Defining needs and priorities: What is important to you?

Before you start actively looking for housing, it is essential to clearly define your needs, priorities and limitations. This step will save you time and help you focus on relevant offers. Start by analysing your basic housing requirements.

Size and layout are basic parameters that will affect your living comfort.

Consider not only current needs, but also future plans. A young couple can get by with a 2.0 apartment today, but if they are planning to have children, they should consider a larger apartment or the possibility of moving in the future. Remember that in central parts of large cities, smaller apartments are often more practical and affordable than large spaces on the outskirts.

Location is often the most important factor affecting quality of life. Consider the distance to work, schools (if you have children), healthcare facilities and places you regularly visit. With the growing popularity of working from home, the quality of the surrounding environment may be more important than the immediate proximity of the office. At the same time, think about the future – even if you work from home now, the situation may change.

Budgeting is a reality that cannot be ignored. Set clear financial limits for both the purchase and monthly housing costs. When renting, monthly housing costs (including rent, services and energy) should not exceed 30-40% of your net income. When buying, consider not only the purchase price, but also the costs of mortgage, insurance, taxes and maintenance.

The civic amenities in the area significantly affect the comfort of everyday life. Consider the availability of shops, restaurants, doctors, pharmacies, banks, post offices and other services. In the age of digitalisation, a quality internet connection is also important, especially if you work from home or study online.

Transport accessibility is key, especially in large cities. Check the availability of public transport, the frequency of connections and the travel time to places you regularly visit.

If you own a car, find out about parking options and their costs. In central parts of cities, parking can be expensive or difficult to find.

Location selection: A detailed look at popular neighbourhoods in Beograd Srbija

Each of the major Serbian cities has its own specific characteristics and popular neighbourhoods that offer different advantages and lifestyles. Understanding these specifics will help you choose the location that best suits your needs and preferences.

Belgrade offers the widest range of locations with different characteristics. Stari Grad Dorcol and Vracar Hram Save, Kalenic Pijaca represent the historical center with the highest concentration of monuments, restaurants and cultural facilities. Housing here is the most expensive, but offers a unique atmosphere and excellent accessibility to all services. Suitable for those who prefer city life and are willing

to pay a premium price.

Savski Venac combines a central location with relatively more affordable prices. Cubura offers an elegant atmosphere with a variety of cafes and restaurants, while Neimar is known for its alternative character and lively nightlife. Both neighbourhoods have excellent transport connections and are growing in popularity among young professionals.

Novi Beograd has undergone significant revitalisation in recent years and has become an attractive location for living and working. It offers modern office complexes, shopping centers and good transport connections. Prices are lower than in the center, but still rising.

Zvezdara is popular with families with children due to its many parks, quality schools and quieter environment. It is also home to a number of embassies and international schools, making it an attractive location for expats.

Autokomanda, Juzni Bulevar is experiencing a boom due to the development of cultural facilities, modern housing projects and proximity to motorway. It is becoming popular with young professionals and creatives.

Budget and Financing: How to Set a Realistic Budget and Financing Options

Proper budgeting is the basis for a successful housing search. Unrealistic financial planning can lead to problems in the future or the need for compromises that will negatively affect the quality of life.

When renting, it is crucial to take into account all costs associated with housing. In addition to the rent itself, this includes deposits for services (electricity, gas, water, internet), possibly parking fees, home insurance and a reserve for unforeseen expenses. Total monthly housing costs should not exceed 30-40% of your net monthly income. Also, do not forget about one-time costs when moving in - a deposit

(usually 1-3 months' rent), a real estate commission (if you use it) and moving costs.

When buying a property, financial planning is more complex. In addition to the purchase price, you must take into account the costs of a mortgage, insurance, taxes, land registry fees and possibly a real estate commission. Equity should be at least 20% of the purchase price, ideally more.

The monthly mortgage payment should not exceed 35-40% of the household's net income.

Mortgage financing requires careful preparation. Banks evaluate not only the amount of income, but also its stability, the applicant's indebtedness and the value of the property. Before submitting an application, check your creditworthiness and, if necessary, improve it by paying off small debts or increasing your income. Compare offers from different banks not only according to the interest rate, but also according to other conditions (fees, the possibility of early repayment, flexibility of payments).

State support can significantly help with housing financing. Young people under 36 can use the New Housing program with interest benefits. There are also regional housing support programs and the possibility of using building savings with state support.

A reserve for unforeseen expenses is necessary both when renting and when owning your own home.

It is recommended to have a reserve of at least 3-6 months of housing costs. When it comes to your own home, expect maintenance and repair costs, which can be significant, especially for older pr